Privacy Policy

1. Introduction

SmartInvest Ireland ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy applies to our website, services, products, and any other interactions you may have with SmartInvest Ireland.

By accessing our website or using our services, you agree to the terms of this Privacy Policy. If you do not agree with the practices described in this policy, please do not use our website or services.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

2. Information We Collect

We collect various types of information to provide and improve our services, including:

2.1 Information You Provide to Us

• Personal Information: When you register for an account, sign up for our newsletter, fill out a contact form, or request a consultation, we collect information such as your name, email address, phone number, and other contact details.
• Financial Information: If you engage our investment services, we may collect information about your financial situation, investment goals, risk tolerance, and other relevant financial details.
• Communication Information: We record and store communications you have with us, including emails, phone calls, and in-person meetings.
• Workshop and Event Information: When you register for workshops or events, we collect registration details and attendance information.

2.2 Information We Collect Automatically

• Usage Information: We collect information about how you interact with our website, including pages visited, time spent on each page, and other usage statistics.
• Device Information: We collect information about the devices you use to access our services, including IP address, browser type, operating system, and device identifiers.
• Location Information: With your consent, we may collect information about your precise or approximate location.
• Cookies and Similar Technologies: We use cookies, web beacons, and similar technologies to collect information about your browsing behavior and preferences. For more information, please see our Cookie Policy section below.

2.3 Information from Third Parties

We may receive information about you from third parties, including:

• Business partners and service providers who help us provide our services
• Financial institutions when you authorize us to access your financial accounts
• Publicly available sources such as company registries or professional networks
• Social media platforms when you interact with our content or connect your social media accounts with our services

3. How We Use Your Information

We use the information we collect for various purposes, including:

3.1 Providing and Improving Our Services

• Delivering the investment services, products, and features you request
• Processing transactions and managing your accounts
• Providing customer support and responding to your inquiries
• Personalizing your experience and tailoring our services to your needs
• Developing and improving our website, services, and products

3.2 Communication and Marketing

• Sending administrative messages, service updates, and security alerts
• Providing information about our services, workshops, events, and promotions
• Delivering newsletters, market insights, and educational content
• Conducting surveys and collecting feedback

3.3 Legal and Security Purposes

• Complying with legal obligations, including anti-money laundering regulations
• Preventing, detecting, and investigating fraud, security breaches, or prohibited activities
• Enforcing our terms and conditions and other agreements
• Protecting our rights, property, and the safety of our users and the public

4. How We Share Your Information

We may share your information with the following parties:

4.1 Service Providers

We share information with third-party service providers who help us operate our business and deliver our services, including:

• Financial institutions and payment processors
• IT and cloud service providers
• Analytics and marketing service providers
• Customer support and communication service providers

These service providers are contractually obligated to protect your information and may only use it for the specific purposes we authorize.

4.2 Legal Requirements

We may disclose your information when required by law, court order, or government regulation, or if we believe disclosure is necessary to:

• Comply with legal obligations
• Respond to claims or legal process
• Protect our rights, property, or safety, or that of our users or the public
• Detect, prevent, or address fraud, security, or technical issues

4.3 Business Transfers

If SmartInvest Ireland is involved in a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred as part of that transaction. We will notify you of any change in ownership or the use of your information.

4.4 With Your Consent

We may share your information with other third parties when you explicitly consent to such sharing.

5. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. The specific retention period depends on the type of information, the purpose for which it is used, and legal requirements.

If you request the deletion of your information, we will delete it or anonymize it unless we are legally required or permitted to retain certain information.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

6.1 Access and Portability

You may request access to the personal information we hold about you and, in some cases, receive a copy of this information in a structured, commonly used, and machine-readable format.

6.2 Correction and Deletion

You may request that we correct inaccurate or incomplete information about you. You may also request that we delete your personal information in certain circumstances.

6.3 Restriction and Objection

You may request that we restrict the processing of your information or object to our processing of your information based on our legitimate interests.

6.4 Marketing Preferences

You can opt out of receiving marketing communications from us by following the unsubscribe instructions included in our emails or contacting us directly.

6.5 Cookies and Tracking Technologies

You can manage your cookie preferences through your browser settings. For more information, please see our Cookie Policy section below.

To exercise your rights, please contact us using the information provided in the "Contact Us" section below. Please note that some of these rights may be subject to limitations and exceptions under applicable law.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Our security measures include:

• Encryption of sensitive information
• Secure network infrastructure
• Access controls and authentication procedures
• Regular security assessments and testing
• Employee training on data security and privacy

We regularly review and update our security practices to enhance the protection of your information.

8. International Data Transfers

SmartInvest Ireland is based in Ireland, and your information may be transferred to, stored, and processed in Ireland and other countries where our service providers are located. These countries may have data protection laws that differ from those in your country.

When we transfer your information to other countries, we take appropriate safeguards to ensure that your information receives an adequate level of protection, including:

• Standard contractual clauses approved by the European Commission
• Binding corporate rules for transfers to data processors
• Other legally approved transfer mechanisms

9. Cookie Policy

We use cookies and similar tracking technologies to collect information about your browsing activities on our website. Cookies are small text files that are stored on your device when you visit a website.

9.1 Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be turned off in our systems.
• Analytical/Performance Cookies: These cookies allow us to recognize and count the number of visitors and see how visitors move around our website when they are using it.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization.
• Targeting Cookies: These cookies may be set through our site by our advertising partners to build a profile of your interests and show you relevant advertisements on other sites.

9.2 Managing Cookies

You can control and manage cookies in various ways. Most web browsers allow you to manage your cookie preferences through the browser settings. You can:

• Delete cookies from your device
• Block cookies by activating the setting on your browser that allows you to refuse all or some cookies
• Set your browser to notify you when you receive a cookie

Please note that if you choose to block or delete cookies, you may not be able to access certain areas or features of our website, and some services may not function properly.

10. Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

11. Third-Party Links and Services

Our website may contain links to third-party websites, services, and applications. This Privacy Policy does not apply to those third-party services, and we are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services you access.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

SmartInvest Ireland
15 Fitzwilliam Square
Dublin 2, D02 X278
Ireland

Email: privacy@smartinvestireland.com

Phone: +1-718-661-4542

We will respond to your request within a reasonable timeframe.