Terms of Use

1. Introduction

Welcome to Smart Investing Ireland. These Terms of Use govern your use of our website located at smartinvestireland.com (the "Site") and form a binding contractual agreement between you, the user of the Site and us, Smart Investing Ireland.

For the purposes of these Terms, "we", "us", and "our" refers to Smart Investing Ireland and "you" refers to you, the user of the Site.

By accessing and using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Site.

2. Amendments to Terms

We may amend these Terms at any time by publishing the amended terms on the Site. The amended terms will be effective immediately upon posting. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. We recommend that you check these Terms whenever you visit the Site for any updates.

3. Access to the Site

We grant you a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms.

You agree that you will not:

• Use the Site for any unlawful purpose or in any way that interrupts, damages, or impairs the Site;
• Use the Site to transmit or post any material which is defamatory, offensive, or otherwise objectionable;
• Use the Site to deceive or mislead others;
• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Interfere with or disrupt the operation of the Site or servers or networks connected to the Site;
• Transmit or otherwise make available any material that contains viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware.

4. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. Copying, redistribution, use, or publication by you of any such content or any part of the Site is prohibited without express written permission from us.

You may not:

• Copy, modify, publish, transmit, distribute, display, perform, reproduce, or create derivative works from the content on the Site;
• Rent, lease, loan, sell, sublicense, or otherwise transfer access to the Site;
• Remove or alter any copyright, trademark, or other proprietary notices from content on the Site.

5. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the use or the results of the Site in terms of its correctness, accuracy, reliability, or otherwise.

We disclaim all warranties to the maximum extent permitted by law, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free from viruses or other harmful components.

6. Investment Information

The information provided on the Site is for general informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any financial instruments.

Before making any investment decision, you should:

• Seek professional financial advice that takes into account your personal circumstances;
• Understand that investments can fall as well as rise in value;
• Consider your investment objectives, level of experience, and risk appetite;
• Recognize that past performance is not an indication of future results.

Smart Investing Ireland is not responsible for any investment decisions made based on information provided on this Site.

7. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site;
• Any conduct or content of any third party on the Site;
• Any content obtained from the Site;
• Unauthorized access, use, or alteration of your transmissions or content.

8. Indemnification

You agree to indemnify, defend and hold harmless Smart Investing Ireland, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site, any user content posted by you, your violation of any terms of these Terms or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

9. External Links

The Site may contain links to external websites that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites.

10. Termination

We may terminate or suspend your access to all or part of the Site, without notice, for any conduct that we, in our sole discretion, believe is in violation of these Terms or is harmful to other users, us, or third parties, or for any other reason.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Dublin, Ireland for the resolution of any disputes arising out of or relating to these Terms.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

13. Entire Agreement

These Terms constitute the entire agreement between you and Smart Investing Ireland with respect to the Site and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Smart Investing Ireland with respect to the Site.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Smart Investing Ireland
15 Fitzwilliam Square
Dublin 2, D02 X278
Ireland

Email: legal@smartinvestireland.com
Phone: +1-718-661-4542